When I deposit a cheque at a bank, I always use a bank machine. To take it to a teller would be madness. Take for example a cheque for my daughter. The teller would give me the 3rd. degree and then get a supervisor and go through it all again. They would write a large number of codes on the back of the cheque and finally it would get deposited. But at the bank machine, I drop it in, done.